Data Engineering in EU Banking: From Assessment to Scalable ETL Pipeline

EU banks face an unprecedented convergence of regulatory, operational, and customer-driven pressures.

Real-time payments, DORA, PSD3/PSR, ESG compliance, and increasingly sophisticated fraud techniques are transforming how financial institutions handle data.

Customers expect seamless, instant services, while regulators demand transparency, traceability, and audit readiness. Many banks, however, continue to operate with fragmented systems, manual workflows, and data that leaders struggle to fully trust.

This white paper provides a practical guide for navigating these challenges with a structured, scalable approach to data engineering.

What’s Inside?

1. Why Data Engineering Has Moved to the Boardroom?

2. Assessing Your Data Ecosystem

3. Implementing Data Integration & ETL Pipelines

4. From Assessment to Execution

5. Future-Ready Data Engineering

6. Why the Next Era Belongs to Data Engineering?

7. Building Trust and Innovation with Banking Data

By following the frameworks and insights in this white paper, EU banks can move from fragmented, low-trust data environments to streamlined, scalable, and compliant systems that power both operational excellence and strategic growth.